Though most health insurance plans cowl medical expenses for hospitalization of more than 24-hours, there are plans which have a capping on the period of hospitalization as well. Most insurers these days cowl daycare procedures as well, where it is not required to be hospitalized for no less than 24-hours. It includes cataract surgical procedure, varicose veins surgery and related medical procedures. Adequate Sum Insured -The sum insured amount is a crucial deciding think about selecting a medical insurance coverage. Looking on the ongoing inflation it is advisable to buy a health insurance plan with a minimal sum insured of Rs 10 lakh that can go up to Rs 1 crore.

The health insurance plan covers hospitalization expenses like in-patient, pre and post-hospitalization expenses, OPD expenses, Daycare procedures with tax-saving advantages. If you’re young, hale and hearty you should buy a health insurance plan now to get decrease premiums. Secondly, …